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Insolvency, credit, payment & securities crime

Forged or Misused Payment Cards

Forged or Misused Payment Cards: Article 180 (Fraud) analysis, focusing on mapping statutory role, authority and actual control under Georgian law.

English legal guideTbilisi · Georgia-wide
What matters in this case

The legal and evidential questions

Forged or Misused Payment Cards. The first task is to map statutory role, authority and actual control. The statutory starting point shown on this page is Article 180 (Fraud). The investigation must distinguish alleged deceptive appropriation from contractual non-performance, commercial risk or a later inability to pay.

Secure card and account statements, authorisation and authentication logs, merchant data, device and location records, CCTV, disputed transactions and custody of any physical card.

Questions to answer first

01

Map statutory role, authority and actual control

02

Preserve accounting, creditor and payment records

03

Distinguish business failure from intentional concealment or deceit

04

Separate company, director, adviser and third-party interests

Evidence that may matter

  • Accounting and insolvency files
  • Loan applications and use-of-funds records
  • Card, payment and authentication data
  • Securities, investor and disclosure documents
  • Banking, valuation and forensic accounting material
Criminal Code articles to consider

Criminal Code articles to check

Article 211

Misuse of cheques or credit cards

May apply to specified unlawful conduct involving payment instruments; authentication, authorisation and transaction records are central.

Read full Article 211 text on this page
Why the cited article can change
Relevant Criminal Code wording

Read the relevant Criminal Code provisions

The panel below reproduces the available official English wording for convenient reading. Check the current Georgian text and the exact article part before relying on it, because later amendments may not yet appear in translation.

Article 180Fraud

1. Fraud, i.e. taking property of another person or obtaining of title to the property by deceit for its unlawful appropriation, –

shall be punished by a fine or community service from 170 to 200 hours, or by corrective labour or house arrest for a term of one to two years, or by imprisonment for a term of two to four years.

2. The same act:

a) committed by more than one person with a preliminary agreement;

b) causing substantial damage, –

shall be punished by a fine or by imprisonment for a term of four to seven years.

3. The same act committed:

a) using the official position;

b) in large quantities;

c) repeatedly, –

shall be punished by a fine or by imprisonment for a term of six to nine years.

4. The same act committed:

a) by an organised group;

b) by a person who has two or more previous convictions for unlawful appropriation or extortion of another person’s property, –

shall be punished by imprisonment for a term of seven to ten years.

The consolidated official source is listed in the source section at the end of this guide.

Article 211Misuse of cheques or credit cards

Misuse of cheques or credit cards which has caused considerable damage to the person who cashes it, –

shall be punished by a fine or imprisonment for up to three years.

The consolidated official source is listed in the source section at the end of this guide.

How the process may develop

01Financial chronology
02Duty and control analysis
03Document preservation
04Loss and intent review
05Authority response
06Corporate and individual defence
Sources & legislation

Primary sources for this guide

Before acting, compare this guide with the current Georgian text and the exact document served in the case. The official English translation may not include the latest amendment.

Criminal Procedure Code of GeorgiaOfficial consolidated Criminal Code — current text & PDFConstitution of Georgia
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